1 Coleman St, #02 - 25, Singapore 179803
team.talkcraft@icloud.com

Agreement of Service Terms

Our website's Acceptable Use Policy is designed to ensure a harmonious online community where every user feels respected and safe. When you access our platform, you're implicitly agreeing to abide by these guidelines, which complement our broader Terms and Conditions. Operated by our organization ("we" or "us"), our website serves as a digital space to inform users about our products and services. Your adherence to these policies is pivotal for fostering a positive user experience and promoting fruitful interactions among all participants.

Recognition of Terms

Access to and use of our website are granted only under the condition that you accept and comply with these Terms of Use, which we reserve the right to amend or update at our discretion. It is your duty as a user to periodically review these terms to ensure ongoing compliance. Your continued usage of the site after such amendments signifies your acceptance of and agreement to the revised terms.

LIMITATION OF LIABILITY AND INDEMNIFICATION

Your use of the Service is at your sole risk. The Service is provided on an “AS IS” and “AS AVAILABLE” basis. The Service is provided without warranties of any kind, whether express or implied, including, but not limited to, implied warranties of merchantability, fitness for a particular purpose, non-infringement or course of performance.
Every effort has been made to accurately represent the products offered on our website and its potential. Examples in these materials are not to be interpreted as a promise or guarantee of outcome. Potential outcome for those enrolled in our products is entirely dependent on the person using the product, ideas and techniques. Your level of success in attaining the results claimed in the materials depends on the time you devote to the program, ideas and techniques mentioned, your physical abilities, knowledge and various skills. Since these factors differ according to individuals, we cannot guarantee your success or safety. Nor are we responsible for any of your actions.
In no event shall Company be liable for any damages (including, without limitation, damages for loss of data or profit, or any other reason) arising out of the use or inability to use the materials on Company site.

Supplemental Information

Our websites are intended solely for persons who are 18 or older. Any access to or use of our websites by anyone under 18 is expressly prohibited. By accessing or using our websites, you represent and warrant that you are 18 or older.

Linking Between Websites

We do not guarantee the security of our websites or your communications with them. Unauthorized linking to our sites is strictly forbidden without our express written permission. While we may allow certain links for user convenience, we do not endorse the linked sites or the content they contain. You are solely responsible for any risks arising from your use of these third-party sites.

Chargeable Services

  • Unless you enrolled via a gift card, your subscription will continue and automatically renew on a monthly or annual basis unless and until you cancel your subscription, or your account is otherwise suspended or terminated pursuant to these Terms. When your subscription renews each month/year, we will automatically charge your payment method on file for the subscription fee, as well as any applicable tax, on the calendar day corresponding to the commencement of your paying membership. You agree to provide updated payment information upon request and any time the information you previously provided is no longer valid. We reserve the right to change the timing of our billing, including if your payment method has not successfully settled.
  • If you are located in a country where use and sales tax, goods and services tax, or value added tax is applicable to consumer sales, we are responsible for collecting and remitting that tax to the proper tax authorities. Depending on your location, the price you see may include such taxes, or tax may be added at checkout.
  • Company collects all fees through secure third-party payment processors. Our third-party payment processors accept payments through methods detailed on the applicable payment screen, which may include various credit cards and PayPal. Such payment methods are subject to change. Information that you supply to our payment processors is not stored by us or within our control, and is subject to each of our third-party payment processors’ own privacy policies and terms and conditions. Third-party payment processors may charge a fee to process payments and Company is not responsible for any fees charged by them. Company disclaims all liability with regard to any fees or problems you have with third-party payment processors.
  • If you enroll in a Company subscription via a gift card or scholarship, you will not be required to provide a payment method at the time of enrollment and your subscription will end automatically at the conclusion of the subscription period provided by your gift card. If you wish to continue your subscription beyond that period, you will need to enroll in an automatically renewing subscription and provide a method of payment.
  • Company reserves the right to develop and launch new products or services or make changes to any products or services offered through the Service. If you choose to purchase any additional products or services offered by Company, you may be charged additional amounts for such products or services.
  • Company also reserves the right to change the terms of your subscription, including price, from time to time, effective as of the beginning of your next billing period following the date of the change. We will give you advance notice of these changes, but we will not be able to notify you of changes in any applicable taxes. If you do not wish to accept the price change or change to your subscription plan, you can cancel your subscription before the change takes effect.
  • Price changes, whether pertaining to subscriptions or other products, may be the result of many factors, including changes in costs related to procuring content or providing the Services, changes to market conditions or the consumer price index, or changes to applicable tax rates. Should these costs go up, we may increase our prices accordingly. Should these costs go down, we may decrease our prices accordingly.
  • You may be offered the opportunity to participate in additional programs, such as a clients referral program. If you choose to participate in any such program, you will be subject to the terms of those programs, if any.

Compensation Policy

We understand that situations may arise where you need to cancel a purchase or request a refund. If you've bought a course, you have 14 days from the purchase date to request a refund. A full refund is available if you haven't accessed any part of the course during this period. However, if the 14 days have passed or if any part of the course has been accessed, we reserve the right to decline any refund request, either partially or in full.

Service Conclusion

Without prejudice to any other rights we have under these Terms of Use, if you breach these Terms in any manner, or if we have reasonable grounds to suspect that you have breached these Terms, we reserve the right to temporarily or permanently restrict your access to our site. This may include blocking access from computers using your IP address. We reserve the discretion to take necessary actions to uphold and enforce these Terms of Use.

Privacy & Cookie Usage Policy

Please read the website Terms and Conditions of Use and Privacy Policy carefully. By proceeding to access the website you shall be deemed to accept the website Privacy Policy and Terms and Conditions of Use.

Conditions Amendments

We reserve the right to make changes to the terms of this agreement at any time by posting the amended terms on our site. It is your responsibility as a user to review these terms periodically, and your continued use of our services after any such changes have been posted signifies your agreement to the modified terms and conditions.